Our tailored solution is structured to cover professional electrical, electronic security and HVAC businesses operating across a broad spectrum of contracts. These range from straightforward domestic light and power installations to more complex industrial applications.

Depending on the nature of your business activities, extensions within the policy cater for the unique risks you are exposed to. Our commitment to all clients in the trade means we are tough to beat on price and deliver second-to-none quality of service.

What does this insurance cover?

Our policy combines covers specific to the electrical, electronic security and HVAC trade:

• Employers’ liability
• Public/product liability
• Professional Indemnity
• Contractors’ all risks
• Property, business interruption, money, transit and personal accident

Our public/products section incorporates many non-standard features, such as: professional negligence extension; efficacy of installed services, including fire alarm systems; no item worked upon exclusion; financial loss, customers’ goods and defective products supplied extensions; and industry specific fire precautions conditions.

Why do I need it?

In today’s trading environment, a major hit due to the wrong type or level of insurance could sink your business. We arrange specialist, cost-effective insurance to protect contractors from financial losses linked to electrical, electronic security and HVAC risks.

Why should I use Garratts?

Our team of professional experts deliver cover that matches the precise requirements of any type of business in the trade. This gives you the assurance that you are fully protected against a host of risks that could seriously harm your business.

How do I get in touch?

To discuss your detailed insurance needs, speak to our friendly specialists by calling 01772 55 55 76 or click here to send an email to our team.