Cyber security has become a risk to all businesses Today, virtually all businesses collect and store personal information about customers, employees and others. The frequency of data breaches – the theft, loss or mistaken release of private information, is on the rise. But data breaches aren’t just a big business problem; small and medium-sized businesses […]

What is Professional Indemnity Insurance? PI provides cover for liabilities arising from professional negligence. Any consultant or contractor / sub-contractor (collectively, “Insureds”) with design responsibility or whose duties include a substantial design element will usually be contractually required to purchase PI. It may also provide cover for a range of other exposures: Including defective surveying […]

Average car insurance premiums could increase by up to £75 a year as a result of a government ruling, industry experts have said. A new formula for calculating compensation payments for those who suffer long-term injuries has been announced by the Ministry of Justice. But the Association of British Insurers (ABI) called the decision “crazy”. […]

Big Sam Allardyce, ex England manager, and Gary Brazil lead out Preston North End in 1986/87 wearing the seasons kit sponsored by Garratts Insurance Brokers.

Over the past 15 months, policyholders have already seen an increase of 66% in the Insurance Premium Tax (IPT) they pay – this further increase to 12% in this regressive tax is outrageous and is a tax on protection which will hit everyone and especially those ‘just about managing’. We believe that this increase is […]

Garratts Insurance Brokers Limited is authorised and regulated by the Financial Conduct Authority.