Retail (shops)

The recession is hitting retail harder than any other sector. That’s why we’re keen to help you manage your insurance risks in way that is focused specifically on your sector, at the most cost-effective price.

Our insurance packages for retailers and franchises provide protection that is designed precisely for your needs – a combination of standard and optional covers that means you only pay for what you need.

What does this Retail (shops) insurance cover?

Our retail and franchises insurance solution includes:

  • Business interruption cover – as standard, because we know that over 80% of businesses can go bankrupt after a serious fire
  • Employers’ liability cover – £10 million protection to cover your legal obligations if you employ people
  • Public liability cover – accidents can and do happen. That’s why we give you £2 million protection, as standard
  • Seasonal increases – we know certain times of the year are busier than others, so we’ll give you an automatic 25% increase in stock cover – subject to conditions – at no extra cost
  • Cover for your cash – cover of up to £5,000 cash on your premises during business hours or in transit
  • Legal expenses – cover for contract disputes, employment disputes, data protection, and more

Why should I use Garratts?

At Garratts, our team of professional specialists provide insurance specifically tailored to the needs of individual manufacturing and wholesale businesses. This means the cover is correct in every respect, as well as competitively priced.

Our tailored solution is designed to cover engineers operating in all sectors. Extensive experience of working alongside clients in the industry means our prices are highly competitive and our quality of service is second-to-none.

How do I get in touch?

To discuss your detailed insurance needs, speak to our friendly specialists by calling 01772 555576 or click here to send an email to our team.

Have a question? We’re sure we can help…