In today’s ‘claim culture’, liability cover has never been more important to protect your business and assets.

Whether you need public liability, employers’ liability, or product liability insurance, our commitment to clients enables us to offer an unsurpassed quality of service combined with highly cost effective prices.

Public Liability

This form of insurance cover is put in place to protect your business from claims made by members of the public or other organisations. Public liability insurance will protect you if a member of the public or their property is damaged as a result of your business or its activities.

Employer’ Liability

Employers’ liability insurance cover is required by law. It is often irrelevant whether an individual is employed or self-employed, or whether you hold a contract of employment or a contract for services.

Our professional specialists can advise you on the complexities of employers’ liability and how it affects your organisation. Our cover delivers comprehensive protection if an employee is injured at work, or a former employee becomes ill as a result of working for you.

Product Liability

A product liability claim usually occurs as a result of a:

  • Design defect
  • Manufacturing defect
  • Failure to warn

Our solution comprehensively protects manufacturers, distributors, suppliers and retailers of products against claims for injury or damage to property caused by faulty or defective products.

Why should I use Garratts?

Our team of professional experts deliver cover that precise matches the needs of our clients. This gives you complete assurance that you are fully protected against a host of liability risks that could cause seriously financial and operational damage.

How do I get in touch?

To discuss your detailed insurance needs, speak to our friendly specialists by calling 01772 55 55 76 or click here to send an email to our team.

Have a question? We’re sure we can help…